Turn Your 1099 Income Into Long-Term Wealth

We help 1099 healthcare professionals coordinate their taxes, business decisions, retirement planning, and investments, so more of what they earn can support their long-term goals.

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CPA + CFP® Expertise  |   Fee-Only & Fiduciary   |   Serving Clients Nationwide

Independent Healthcare Professionals

MORE INDEPENDENCE. MORE DECISIONS

Earning 1099 Income Creates New Financial Decisions

Independent income gives you more flexibility, but it also comes with additional planning opportunities and responsibilities. We help you make informed decisions with confidence.

Taxes

Estimated taxes, deductions, and proactive tax planning.

Business Structure

LLC, S Corporation, and business strategy guidance.

Retirement Planning

Solo 401(k), SEP IRA, and coordination with employer plans.

Investments

Build and manage wealth beyond your business.

Insurance & Risk

Protect your income, family, and financial future.

Long-Term Goals

A coordinated strategy for the life you want to build.

Independent Healthcare Professionals

BUILT FOR YOUR UNIQUE SITUATION

We Work With a Wide Range of Independent Healthcare Professionals.

Whether you earn 1099 income full-time or alongside a W-2 position, we understand the unique opportunities and challenges you face.

  • Physicians (all specialties)

  • Nurse Practitioners (NPs)

  • Physician Assistants (PAs)

  • Locum Tenens & Moonlighters

  • Mental Health Professionals

  • Telehealth Providers

  • Travel & Contract Nurses

  • Other Independent Providers

A MORE COORDINATED APPROACH

Your 1099 Income Is Only One Piece of Your Financial Life

Tax preparation can tell you what you owe. Financial planning helps determine where your money should go. We bring those conversations together.

TAX

✓ Quarterly estimated taxes

✓ Tax projections

✓ Business deductions

✓ S Corporation analysis

✓ Tax preparation & planning

RETIREMENT

✓ Solo 401(k)

✓ SEP IRA

✓ Employer retirement plans

✓ Contribution planning

✓ Tax-efficient savings

WEALTH

✓ Cash flow

✓ Investments

✓ Retirement goals

✓ Insurance planning

✓ Long-term financial strategy

1099 Income   →   Tax Strategy   →   Retirement   →   Personal Wealth

1099 INCOME CHANGES THE WAY YOU NEED TO PLAN

Important Questions for Independent Healthcare Professionals

  • How much should I set aside for taxes?

  • Should I create an LLC?
  • Would an S Corporation make sense for me?

  • Can I open a Solo 401(k)?

  • What if I already have a 401(k) through an employer?

  • What should I do with my additional income?

WHY PIECE OF WEALTH PLANNING

Why 1099 Healthcare Professionals Choose Piece of Wealth Planning

CPA + CFP® Expertise

Tax and financial planning decisions considered together, rather than in separate conversations.

Healthcare-Focused

We understand many of the financial decisions that come with earning independent income as a healthcare professional.

Proactive Planning

We help you plan throughout the year instead of waiting until tax season to identify opportunities.

Fee-Only & Fiduciary

Transparent financial advice designed around your goals and financial situation.

HOW WE CAN HELP

Support for Your Taxes, Business & Personal Finances 

Our services are designed to help you make informed financial decisions as your income, career, and goals evolve.

Accounting & Tax Advisory

Ongoing accounting and proactive tax guidance for independent healthcare professionals with growing business income.

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Financial Planning & Wealth Management

Coordinate your investments, retirement, taxes, cash flow, insurance, and long-term financial goals.

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Tax Planning & Preparation

Year-round tax planning, projections, estimated tax guidance, and business and individual tax preparation.

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Small Business Consulting

One-time guidance for decisions such as entity structure, S Corporation analysis, and other business planning needs.

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OUR MOST COMPREHENSIVE SERVICE

Bring Your Taxes + Personal Finances Together

For independent healthcare professionals who want ongoing support across both their business and personal finances, our Accounting & Tax Advisory and Financial Planning & Wealth Management services can be bundled into one coordinated relationship.

Accounting & Tax Advisory

Financial Planning & Wealth Management

ONE COORDINATED STRATEGY

Accounting. Taxes. Retirement. Investments.

Starting at $1,000/month

Frequently Asked Questions:

Yes. Piece of Wealth Planning is based in Atlanta and works virtually with healthcare professionals across the country, subject to applicable registration and service requirements.

Yes. We can help coordinate your W-2 compensation and benefits with your independent income, estimated taxes, business deductions, retirement planning, and overall financial strategy.

The appropriate amount depends on your total income, deductions, filing status, state taxes, withholding from other income, and other factors. We use tax projections to estimate your liability and help determine appropriate quarterly payments.

Not necessarily. The appropriate business structure depends on your activities, state requirements, liability considerations, tax situation, and other factors. We can help evaluate the financial and tax considerations associated with different structures.

It depends. We evaluate your income, reasonable compensation, payroll costs, potential tax savings, administrative requirements, and broader financial situation to determine whether an S Corporation election may make sense.

Potentially. Healthcare professionals with both W-2 and self-employment income may have additional retirement planning opportunities, but contribution limits and plan rules need to be coordinated across accounts.

Deductibility depends on the nature of the expense and your business activities. We help identify and properly account for ordinary and necessary expenses associated with earning your independent income.

Yes. Depending on your engagement, we can prepare both business and individual tax returns, allowing us to coordinate your independent income with your overall tax situation.

Yes. Investment management is included as part of our Financial Planning & Wealth Management relationship and is coordinated with your retirement, taxes, cash flow, risk tolerance, and long-term goals.

Our services are tailored to the scope and complexity of each relationship. Current starting prices are available in our Services & Pricing Guide.

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Turn Independent Income Into Lasting Wealth.

Coordinate your taxes, retirement, and investments with one financial strategy.

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